It's a partnership, not a loan.

Get up to $350k to erase debt and build a financial buffer. Point helps homeowners by becoming an investor in their home value. Simply return the original investment, plus a share of the appreciation, within 30 years.


No monthly payments, ever.

On average customers free up $1,413 in monthly cash flow. That's because the lump sum investment has no monthly payments attached. You don't consolidate debt, you eliminate it. Free up your paycheck.


Easier qualifying for 3 situations.

We have more flexible underwriting than traditional home equity products. Point is perfect for 1) erasing large amounts of debt or unexpected expenses, 2) funding home improvements projects, and 3) qualifying with non-traditional income.