HELP MORE HOMEOWNERS.
CLOSE MORE DEALS.

Point offers homeowners a Home Equity Investment (HEI), an alternative to traditional home equity loans and HELOCs that has no monthly payments. We designed our product to help homeowners access their home equity without adding to their monthly debt obligations.

START REFERRING

Point is your partner in home equity

Point's Home Equity Investment (HEI) is ideal for homeowners who want to access the equity they have accumulated in their homes and are interested in the flexibility of having no monthly repayments.

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ALTERNATIVE TO DEBT

Point's Home Equity Investment (HEI) is a tax-deferred investment of up to $250K or 20% of a home’s value, whichever is less. HEIs work on both owner occupied and investment properties, and can occupy 2nd or 3rd lien position.

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NO MONTHLY PAYMENTS

There is no payment due until the end of the term and there are no pre-payment penalties for buying out one's HEI early. This flexibility for your clients allows reduced debt load and greater month-to-month financial freedom. 

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HOMEOWNER-FRIENDLY UNDERWRITING

Point's HEIs are underwritten on a technology platform built from the ground-up to support this new type of financing. Homeowners who are not eligible for traditional loans may be eligible for a HEI.

HOW IT WORKS

Simply refer homeowners to Point via web, phone or email and we will work diligently with them to determine their eligibility and qualify them. You will be notified of your client's progress. Point does all the work and you get to be a hero for your client.

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REFER A CLIENT

Point partners with leading organizations across many industries to help them build their business with Point's innovative shared equity program. Sign up with our partnership team, get product education and collateral, and start referring clients right away. 

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UNDERWRITE AND CLOSE

We do our underwriting in house so we’ll take it from here. From receiving the application to funding a homeowner can be as little as 11 days. We move as quickly as your clients are comfortable with.

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YOUR CLIENT GETS FUNDS! YOUR BUSINESS GROWS.

Whether you are a general contractor looking to grow your construction business or a financial advisor looking for a new solution for your clients, Point can help your business grow by empowering your clients.